Financial Services

About Muthoot Finance

Muthoot Finance Ltd., the flagship company of The Muthoot Group, is India's Largest Gold Loan NBFC. Since its inception, the Company has built its legacy on one enduring value—trust. With a customer-centric approach backed by technology, Muthoot Finance continues to uphold the highest standards of service, transparency, and business ethics.

Recognized as India's #1 Most Trusted Financial Services Brand, Muthoot Finance is also classified as an Upper Layer NBFC by the Reserve Bank of India. The Company serves customers through a robust network of 7,500+ branches across the country, with nearly 70% of its branches located in rural and semi-urban areas, reinforcing its commitment to financial inclusion and accessible credit.

Every day, over 2.5 lakh customers rely on Muthoot Finance for their financial needs. The Company offers a seamless and convenient customer experience through its 24×7 digital payment facilities available via Muthoot Online and the iMuthoot Mobile App. Customers' pledged gold is protected through an industry-leading 7-layer security system, reflecting the Company's unwavering commitment to safety and trust.

Muthoot Finance continues to enhance customer value through initiatives such as the Gold Milligram Rewards Program, a loyalty programme designed to reward long-standing relationships. All branches are integrated with Core Financial Services Solutions (CFSS) and Customer Relationship Management (CRM) systems, enabling faster, efficient, and technology-driven customer service.

The Company's strong financial foundation is reflected in its AA+/Stable long-term debt ratings by CRISIL and ICRA, signifying a high degree of safety and very low credit risk.

Driven by trust, innovation, and customer-first values, Muthoot Finance remains committed to empowering millions of Indians with accessible financial solutions while contributing to their long-term financial well-being.